So, this past week has been hard in regards to money, mostly in the realization that I don’t have much…
I would not consider myself to be a financially irresponsible person, for the most part I think I am pretty good. That being said though, I haven’t been living as though I’m poor, I have gone to movies and eaten out when I probably shouldn’t have, etc.
So, it takes big things like this week for me to finally leave my debit and credit cards at home…
It all started Wednesday when a retarded automobile incident brought me to finally plunking my credit card down for $953.35 on Friday. I was also (for some reason) compelled to do my taxes on the same day… bad idea.
Yes, I am a full-time student, so paying taxes aren’t really an issue… what is an issue is that I was technically “self-employed” for 2 months, making a fair amount of money. This means that I need to claim this amount as self-employment, and pay CPP on the amount, both as the EMPLOYEE and the EMPLOYER. Minus what I have paid in taxes (a minimal amount this year) I will owe approximately $750 in CPP. This amount may go down a bit when I enter expenses, but likely not enough…
That means that by the end of April, I will owe approximately $1700.
Unfortunately, I get paid once a month, and at the worst possible time. Not only that, but all my wages are essentially claimed by my fixed expenses. I won’t be starting my summer job until Apri 24th at the earliest… which will actually also bring added charges of insurance… ugh.
All in all, it has just been a bad week financially. Really bad.
So I am confined to my home, eating the remaining scraps in my fridge and cupboard, and I will collect as many damn cans as I can.
I’ve also applied for another part-time job, at the Telus World of Science which would actually be awesome, and I’m hoping that might work out for some additional income, and a foot in the door there…
I can’t wait for school to be done.